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Wealth
Care planning
Long-term elderly care can be expensive. Plan now for care payment with our independent financial advisers.
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Plan now for your long-term care with one of our independent advisers
A strategy for later life care
As we get older, many of us will need care in our own homes or residential care, both of which can be expensive. Effective planning about how to manage your finances and assets to pay for care can minimise costs in the long-term. We will help you to understand the financial assessment process and create a strategy for your future care.
"Toni Chalmers-Smith and her colleagues at Tees law have been absolutely excellent in helping me to navigate the ongoing funding of my mother’s care home. They have provided professional and empathetic advice, explaining issues which I was unfamiliar with. They explained the different options available to me with much patience and implemented the plan very effectively."
Expert advice you can always rely on
Our care fees planning team is led by Toni Chalmers-Smith, who can help you plan how to finance any care requirements you might have well in advance. Toni is accredited by the Society of Later Life Advisers (SOLLA) to provide advice on care costs and is expert in navigating the complex process of funding assessments.
The areas our care planning advisers can help you with include:
- Advice regarding residential and nursing care home funding
- Advice on NHS Continuing Health Care (CHC) funding
- ‘At home’ care packages
- Equity release
Independent financial advice, alongside your legal needs
Tees offers joined-up legal and financial services, with our own independent financial advisers (IFAs), working closely with our specialist lawyers. This means we can consider your legal and financial needs together, helping you make informed decisions about your future.
Our advisers take a holistic approach to financial planning and, because they are not tied to a particular provider, can consider a wide range of products and solutions from across the market. They can provide independent advice tailored to your circumstances, priorities and plans for later life.
Whether you are planning ahead for the possibility of needing care, considering how to fund care costs, looking to protect your savings and investments, or reviewing your wider financial arrangements, our advisers can help you understand your options and plan with greater confidence.
Working alongside our legal teams, they can also help ensure that your financial planning complements important legal arrangements, such as Wills, Lasting Powers of Attorney and trusts.
Our IFAs are regulated and authorised by the Financial Conduct Authority, which means we’re accountable for the advice we give.
Get in touch today, we’re here to help
Everyone’s circumstances are different, and so are their plans for later life. Whether you have significant assets and more complex financial arrangements, or simply want to understand how you could meet the cost of care while protecting what matters to you, our advisers can provide clear, practical guidance tailored to your needs.
For those with farming or agricultural interests, we understand that planning for later life can involve more than personal finances. Land, property and business interests may form an important part of your family’s wealth and future plans. We can take these wider considerations into account, helping you make informed decisions about your finances, your care, and your family’s future.
We have offices across Cambridgeshire, Essex and Hertfordshire, but we can help you wherever you are in England and Wales.
Our experience in care planning
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Tees Law does not provide Legal Aid. You can find more information here about Legal Aid and eligibility requirements.
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This material is intended to be for information purposes only and is not intended as an offer or solicitation for the purchase or sale of any financial instrument. It is not intended to provide and should not be relied on for accounting, legal or tax advice, or investment recommendations. Past performance is not a reliable indicator of future returns and all investments involve risks including the risk of possible loss of capital. Some information quoted was obtained from external sources we consider to be reliable.Tees is a trading name of Tees Financial Limited which is authorised and regulated by the Financial Conduct Authority. Registered number 211314.Tees Financial Limited is registered in England and Wales. Registered number 4342506.
What our clients say
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“Entrusting the accumulated wealth of a lifetime’s endeavours is one of the most important decisions a person makes. Our experience with Tees allows us to feel confident that our money is in safe hands.”
★★★★★
“Thank you to you and the team for all your help. You really put my mind at ease with the paperwork and information—it all felt quite daunting. It was a pleasure to meet you, and thanks again.”
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“Adrian listens carefully and offers impartial, invaluable advice that has helped me achieve my retirement and lifestyle goals. I highly recommend him for his excellent people skills and clear, straightforward guidance. ”
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