A mortgage advisor’s expert opinion on a more positive mortgage landscape
Following the recent reduction in the Bank of England base rate, we asked Ken Kemal, CEO of mortgage advisors Henry
As Senior Associate and Head of the Essex Private Client Team in our Chelmsford Office, I have over 14 years of experience helping individuals, families and business owners with all aspects of estate and succession planning, probate and trust matters.
I’m passionate about building long term relationships through clear practical advice and a genuinely empathic approach that appreciates each client’s own circumstances.

Georgina Leighton, has been very professional throughout, helpful and always available.
Legal 500 UK, 2026

Following the recent reduction in the Bank of England base rate, we asked Ken Kemal, CEO of mortgage advisors Henry
Land-owning and farming families often face unique financial and estate planning challenges. Significant wealth may be tied up in land,
If you want to diversify your investments and improve tax efficiency, you may wish to consider Enterprise Investment Schemes (EIS)
With significant changes to inheritance tax on the horizon, anyone with commercial property invested in SSASs (Small Self-Administered Schemes) or