Why cashflow planning could be the best decision you ever make
When people think about financial planning, they often focus on pensions, investments, tax planning, or estate planning. While these are
Wealth planning
Pension advice and retirement planning
We’ll help you make the right arrangements choosing a pension that suits you for a comfortable retirement.
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would recommend Tees
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extremely satisfied with quality of service
Plan today for the retirement you deserve
Expert independent financial advice
There is a wide variety of pension options, each governed by its own set of rules, and a multitude of options for what you can do with your pension funds when you’re ready. Our expert IFAs (independent financial advisers) are on hand to explain the options so that you can make the right choices for your retirement.
Quality advice from the best advisers
Your pension is your security for the future, so we understand how important it is to make the right choices. Our IFAs have many years of experience between them, and understand the pensions market inside out, with strong attention to every detail. Our Pension Transfer Gold Standard accreditation gives you the confidence that you’re dealing with a firm that is going beyond the minimum requirements when giving financial advice.
"We’ve been very impressed by the foresight the team at Tees have shown, for example, with planning pensions. We’ve been made to think about our approach to finance in a completely new way."
Helping individuals and businesses for all your pension needs
Your retirement can offer various options such as later life lending, where equity release allows you to access a lump sum by unlocking the value of your home.
Our advisers can also advise businesses on company pension schemes, including auto-enrolment, group pension schemes and directors’ pension schemes.
It’s good to act early so that you can ensure your pension gives you the right level of security and comfort in retirement. Before you plan for your retirement income, you should always consult an independent financial adviser.
Key services
Our pensions and retirement planning advisers can support you on a range of issues and services including:
- Planning for retirement, including pensions for children
- Transferring all your pensions into one pension plan
- Defined Benefit pension transfers
- Additional voluntary contributions (AVCs)
- Personal pensions
- Stakeholder pensions
- Small Self-Administered Pension Schemes (SSASs)
- SIPPs (self-invested personal pensions)
- Workplace pensions
- National Employment Savings Trust (NEST) schemes
- Taking an early pension
- Annuities, pension drawdown and tax-free lump sums
- Later life lending, including equity release
Independent financial advice, alongside your legal needs
Tees is a top-tier Legal 500 firm offering joined-up legal and financial services. Our independent financial advisers (IFAs), work closely with our lawyers to help you make informed decisions about your savings, investments and pensions, both now and for the future.
Our advisers take a holistic approach to financial planning, considering your wider circumstances, objectives and priorities. As independent advisers, we are not tied to a particular provider, allowing us to consider a wide range of products and solutions from across the market.
Working alongside our legal teams also means your financial planning can be considered in the context of your wider affairs. This can be particularly valuable when dealing with matters such as estate planning, inheritance, business succession or changes in your personal circumstances.
Our IFAs are regulated and authorised by the Financial Conduct Authority, which means we’re accountable for the advice we give.
Get in touch today, we’re here to help
Our clients have a wide range of financial circumstances, from high-net-worth individuals with complex pension arrangements to those seeking straightforward advice on future planning.
Our aim is to help you make informed decisions that support your financial goals, both now and in the future.
We have offices across Cambridgeshire, Essex and Hertfordshire, but we can help you wherever you are in England and Wales.
Key people
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Tees Law does not provide Legal Aid. You can find more information here about Legal Aid and eligibility requirements.
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This material is intended to be for information purposes only and is not intended as an offer or solicitation for the purchase or sale of any financial instrument. It is not intended to provide and should not be relied on for accounting, legal or tax advice, or investment recommendations. Past performance is not a reliable indicator of future returns and all investments involve risks including the risk of possible loss of capital. Some information quoted was obtained from external sources we consider to be reliable.Tees is a trading name of Tees Financial Limited which is authorised and regulated by the Financial Conduct Authority. Registered number 211314.Tees Financial Limited is registered in England and Wales. Registered number 4342506.
What our clients say
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“Entrusting the accumulated wealth of a lifetime’s endeavours is one of the most important decisions a person makes. Our experience with Tees allows us to feel confident that our money is in safe hands.”
★★★★★
“Thank you to you and the team for all your help. You really put my mind at ease with the paperwork and information—it all felt quite daunting. It was a pleasure to meet you, and thanks again.”
★★★★★
“Adrian listens carefully and offers impartial, invaluable advice that has helped me achieve my retirement and lifestyle goals. I highly recommend him for his excellent people skills and clear, straightforward guidance. ”
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