A mortgage advisor’s expert opinion on a more positive mortgage landscape
Following the recent reduction in the Bank of England base rate, we asked Ken Kemal, CEO of mortgage advisors Henry
I joined Tees in December 2024 as a Senior Associate in the Private Client team, having previously worked for over 20 years in a regional firm in Essex. I qualified as a solicitor in 1999 and have specialised in Wills, Estate Administration and Powers of Attorney since 2002.
I am an Accredited Member of The Association of Lifetime Lawyers (formerly Solicitors for the Elderly). A community of like-minded legal professionals with additional skills to support older and vulnerable clients with the right legal advice.
I aim to provide an efficient and friendly service to clients, presenting advice in clear and straightforward terms.

I've never found an area where Tees have been unable to help. There is considerable strength across the organisation. Individuals have good contacts outside of their practice area. I have always found Tees accessible and helpful.
Legal 50 UK, 2025

Following the recent reduction in the Bank of England base rate, we asked Ken Kemal, CEO of mortgage advisors Henry
Land-owning and farming families often face unique financial and estate planning challenges. Significant wealth may be tied up in land,
If you want to diversify your investments and improve tax efficiency, you may wish to consider Enterprise Investment Schemes (EIS)
With significant changes to inheritance tax on the horizon, anyone with commercial property invested in SSASs (Small Self-Administered Schemes) or