A clear overview of the key announcements and what they could mean for you as Rachel Reeves, the Chancellor of the Exchequer, delivered her second Autumn Budget Statement.
The Autumn Budget Statement 2025 brings a new round of tax, savings, and welfare measures that affect individuals, families, and businesses. We have prepared a straightforward guide that highlights the main changes and sets out what they might mean for your financial position. This landing page gives you a brief summary. You can download the full guide to explore the detail.
After weeks of speculation, she confirmed a series of targeted tax and spending measures designed to close a fiscal gap, manage inflation pressures, and support long-term economic growth.
The government has kept its pledge not to raise the main rates of income tax, VAT, or national insurance for working people. Instead, it has introduced a range of smaller but significant changes that will generate £26 billion in additional tax revenue by 2029/30 and create extra fiscal headroom.
Income tax thresholds frozen
Tax bands stay fixed until 2030/31, pulling more people into higher rates.
Cash ISA allowance reduced
From 2027, under-65s can hold up to £12,000 in cash within the £20,000 ISA limit.
Salary sacrifice pension limit
From 2029, national insurance relief applies only to the first £2,000 contributed via salary sacrifice.
Two-child benefit cap abolished
From 2026, families can claim support for all children.
Wider tax and benefits changes
Dividend and savings taxes rise, wage rates increase, and several welfare reforms take effect.
A Budget announcement can reshape the way you save, invest, or manage your business and personal finances. Reviewing your plans helps you stay on track as rules and allowances evolve. Clear advice can also help you make informed decisions with confidence.
Our full guide explains the announcements in a practical, accessible way so you can see how they relate to your own goals.
Get a complete breakdown of the Autumn Budget Statement 2025 and understand how the changes could affect your finances or business.
Access the full guide by filling out the form.
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