I provide holistic financial advice to individuals, enabling them to meet their short, medium and long-term goals.
Although some areas of financial planning can seem complex and difficult to understand, I feel I am able to explain things in a way that is engaging, easy to follow and appropriate to your specific situations. Therefore, whether you are looking to improve the returns from your savings and investments, increase your income in retirement, pay less tax or protect the financial security of your family, I will take the time to really understand your needs in an unhurried and friendly manner.
Entrusting the accumulated wealth of a lifetime’s endeavours is one of the most important decisions a person makes. Our experience with Tees allows us to feel confident that our money is in safe hands.
I am a Chartered Financial Planner and a Fellow of The Personal Finance Society. Additionally I am a Pensions Transfer Specialist as well as being certified in Discretionary Investment Management.
Following the recent reduction in the Bank of England base rate, we asked Kem Kemal, CEO of mortgage advisors Henry Dannell Private Clients Limited...
Land-owning and farming families often face unique financial and estate planning challenges. Significant wealth may be tied up in land, property and business assets,...
If you want to diversify your investments and improve tax efficiency, you may wish to consider Enterprise Investment Schemes (EIS) or Venture Capital Trusts...
With significant changes to inheritance tax on the horizon, anyone with commercial property invested in SSASs (Small Self-Administered Schemes) or SIPPs (Self-Invested Pension Plans)...
Making smart financial decisions over the long term isn’t just about picking the right investments, it’s about having the right guidance. That’s where an...
Following the 2024 Budget, we’ve been speaking with many clients who hold commercial property in a Self-Invested Personal Pension (SIPP). The question we’re hearing...
Many clients have inquired about the recent Budget announcements and how the changes to pensions will impact inheritance tax (IHT). At the moment, if...
Compensation payments for medical negligence claims can often be one of the most significant sums of money that people handle. It isn’t a lottery...
When you build up a money purchase pension, you’re not just planning for your own retirement, you’re also creating a fund that could help...
What happens if I can’t work because of illness? Many people assume it won’t happen to them. But the reality is different. According to...
In my last article, I explained why protecting yourself – your biggest financial asset, is the foundation of a strong financial plan. Income protection,...
For many people, retirement income planning is one of the most important financial decisions they will make. It’s not just about how much you’ve...
