A mortgage advisor’s expert opinion on a more positive mortgage landscape
Following the recent reduction in the Bank of England base rate, we asked Ken Kemal, CEO of mortgage advisors Henry
I am an Associate Solicitor in the Property Disputes team at Tees.

The Tees Law commercial litigation team continues to provide a level of service akin to the larger London practices, but do so on a more affable, client-focused footing.
Legal 500 UK, 2026

I completed my undergraduate law degree at Sheffield Hallam University, during which I spent a year studying French Law at l’Université de Paris-Est Créteil, and obtained my Master’s Degree in Law with distinction at the University of Law in Birmingham. Prior to joining Tees, I worked at both Sherrards & Shoosmiths as an associate in the respective Property Litigation teams. I trained and qualified at Horwood and James LLP as a litigation and company law solicitor.
Following the recent reduction in the Bank of England base rate, we asked Ken Kemal, CEO of mortgage advisors Henry
Land-owning and farming families often face unique financial and estate planning challenges. Significant wealth may be tied up in land,
If you want to diversify your investments and improve tax efficiency, you may wish to consider Enterprise Investment Schemes (EIS)
With significant changes to inheritance tax on the horizon, anyone with commercial property invested in SSASs (Small Self-Administered Schemes) or