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Should you require urgent assistance while our offices are closed, please call 0808 296 5754.

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Warm wishes for the Festive Season

Our offices are closed from 12pm on 23.12.25. We reopen at 9am on 02.01.26. For urgent requests during this time, call us on.

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Business Protection

Ensure the stability and continuity of your business. If a key owner or shareholder dies or becomes critically ill we can help you.
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We're proactive

We don’t just look after you, we look out for you.  That means we bring you insights, advice and keep you up to date on all kinds of legal matters so you can keep ahead.

We’re expert-led

We match a member of the team with the right expertise to every client, who will invest time getting to know you, who will look after your interests and ensure you have access to the whole firm when you need it.

We talk your language

The legal and financial matters might be complex, but we aim to keep things straightforward and explain everything in terms that are relevant to you.

Overview

Our legal experts will help protect your business from the financial impact of a losing a key person

Facing the unexpected - what is business protection?

Business protection, also known as key personnel protection, is having an insurance policy in place to cover the cost of replacing a key person in the event of their death or long-term illness.

Who are your key people?

Your key people are essential to the financial success of your business, and losing their expertise can have a serious effect on its future success.

These are business owners, key shareholders, directors or highly skilled employees who makes a significant financial contribution to your business.

Our business protection expertise

Business of all sizes should consider assessing their need for business protection. With forward planning you can reduce the risk of impact on your business. We will guide you through the process of selected the cover appropriate to your needs by looking at the key person’s contribution to the business. We will help you safeguard your business by making sure you have the right plans in place.

How we can help

If you’d like to meet one of our experts for a confidential, no obligation chat, please get in touch.

We have offices across Cambridgeshire, Essex and Hertfordshire, but we can help you wherever you are in England and Wales.

Extremely prompt and thorough right through the process. Genuinely impressed with such commitment to communication and updates.

Legal 500 UK, 2026

Our expertise

Our expert independent insurance and financial advisers can help with a range of issues around key person protection including:

  • Key personnel protection in the event of death or serious illness
  • Supporting business arrangements for shareholders
  • Protecting a business in the event of the death of a shareholder
  • Supporting the family of a shareholder
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Legal and financial advice

Our business protection experts are independent financial advisers who work in-house alongside our legal teams.

Tees is a top-tier Legal 500 firm, and our employment and litigation teams can help you protect your business and employees long-term future.

Our legal and financial teams work closely together to ensure a joined-up first rate service for all our clients to meet all your business protection planning and implementation needs.

Our independent financial advisers work as part of a bigger Wealth Management team. 

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Our experience in business protection

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Key people

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James Appleby

Managing Director at Tees Wealth
Wealth Planning
Adrian Ostler, financial services manager at Tees Law

Adrian Ostler

Financial Services Manager
Wealth Planning
Kieron Willis, senior wealth planner at Tees Law

Kieron Willis

Senior Planner
Wealth Planning

Featured insights

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0800 013 1165
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