
Business Property Relief is changing in 2026 – What business owners need to know
From 6 April 2026, the rules for Business Property Relief (BPR) will change. For many business owners this could alter

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We match a member of the team with the right expertise to every client, who will invest time getting to know you, who will look after your interests and ensure you have access to the whole firm when you need it.
The legal and financial matters might be complex, but we aim to keep things straightforward and explain everything in terms that are relevant to you.
Tees is a Top Tier Legal 500 firm with full-service support for all your legal needs. Our services include related areas of law such as employment law, real estate, litigation and business finance.
We also have a team of experienced in-house independent financial advisers who work closely with our legal experts to ensure joined-up first rate service for all our clients.
Our independent financial advisers work as part of a bigger Wealth Management team. We are regulated and authorised by the Financial Conduct Authority.
Business protection, also known as key personnel protection, is having an insurance policy in place to cover the cost of replacing a key person in the event of their death or long-term illness.
Your key people are essential to the financial success of your business, and losing their expertise can have a serious effect on its future success.
These are business owners, key shareholders, directors or highly skilled employees who makes a significant financial contribution to your business.
Business of all sizes should consider assessing their need for business protection. With forward planning you can reduce the risk of impact on your business. We will guide you through the process of selected the cover appropriate to your needs by looking at the key person’s contribution to the business. We will help you safeguard your business by making sure you have the right plans in place.
If you’d like to meet one of our experts for a confidential, no obligation chat, please get in touch.
We have offices across Cambridgeshire, Essex and Hertfordshire, but we can help you wherever you are in England and Wales.

Extremely prompt and thorough right through the process. Genuinely impressed with such commitment to communication and updates.
Legal 500 UK, 2026

Our expert independent insurance and financial advisers can help with a range of issues around key person protection including:
Our business protection experts are independent financial advisers who work in-house alongside our legal teams.
Tees is a top-tier Legal 500 firm, and our employment and litigation teams can help you protect your business and employees long-term future.
Our legal and financial teams work closely together to ensure a joined-up first rate service for all our clients to meet all your business protection planning and implementation needs.
Our independent financial advisers work as part of a bigger Wealth Management team.

From 6 April 2026, the rules for Business Property Relief (BPR) will change. For many business owners this could alter

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If you’d like to meet one of our experts for a confidential, no obligation chat, please get in touch.