A mortgage advisor’s expert opinion on a more positive mortgage landscape
Following the recent reduction in the Bank of England base rate, we asked Ken Kemal, CEO of mortgage advisors Henry
I lead the financial advice team at Tees, and have worked in financial services for over 32 years. As well as being a trusted adviser to my clients, the majority of my career has also been spent leading teams specialising in financial advice, wealth management and private banking.
People are at the heart of everything we do – and we are passionate about helping people achieve their goals. Our primary aim is to help our clients to enhance, grow and protect their wealth.
All of our advisers work in partnership with clients for the long-term, and we have advised many of our clients over the course of years. Our expertise and experience means we can look ahead and help our clients achieve the best possible results in their situation.
The key services we provide are:

Entrusting the accumulated wealth of a lifetime’s endeavours is one of the most important decisions a person makes. Our experience with Tees allows us to feel confident that our money is in safe hands.

My qualifications include:
Outside of work, I enjoy swimming and taking part in open water swimming events with my sons. I’m also a qualified marine mammal medic, as well as having a passion for rugby and cricket.
Following the recent reduction in the Bank of England base rate, we asked Ken Kemal, CEO of mortgage advisors Henry
If you want to diversify your investments and improve tax efficiency, you may wish to consider Enterprise Investment Schemes (EIS)
With significant changes to inheritance tax on the horizon, anyone with commercial property invested in SSASs (Small Self-Administered Schemes) or
Making smart financial decisions over the long term isn’t just about picking the right investments, it’s about having the right
Following the recent reduction in the Bank of England base rate, we asked Ken Kemal, CEO of mortgage advisors Henry
Land-owning and farming families often face unique financial and estate planning challenges. Significant wealth may be tied up in land,
If you want to diversify your investments and improve tax efficiency, you may wish to consider Enterprise Investment Schemes (EIS)
With significant changes to inheritance tax on the horizon, anyone with commercial property invested in SSASs (Small Self-Administered Schemes) or