Beyond protection: The power of savings and investments

In my last article, I explained why protecting yourself – your biggest financial asset, is the foundation of a strong financial plan. Income protection, life cover and critical illness cover give you peace of mind if the unexpected happens.  But once your income is protected, what comes next? The answer is savings and investments. While protection […]

How the Terminally Ill Adults (End of Life) Bill could affect employment rights

Three healthcare professionals walking down a hospital corridor, reviewing patient notes and discussing care.

The Terminally Ill Adults (End of Life) Bill, currently progressing through the UK Parliament, has prompted important legal, ethical and practical discussions. The proposed legislation would allow terminally ill adults with a prognosis of six months or fewer to request and receive medical assistance to end their lives, subject to strict safeguards including assessments by […]

Terminally Ill Adults (End of Life) Bill – understanding your medical choices

Daughter with her arm around her elderly father, sitting close together outdoors and sharing a quiet moment.

The Terminally Ill Adults (End of Life) Bill (“the Bill”) is a proposed piece of legislation currently making its way through Parliament. If passed, it would introduce a legal route for terminally ill adults to seek medical help to end their life in specific circumstances. What does the Bill allow? In simple terms, the Bill […]

Five steps to take before selling your home

Front door of a traditional brick home with plants and greenery, showing kerb appeal.

Selling your home is a significant decision which deserves careful planning and preparation to ensure the process is as smooth and successful as possible. Whether you’re upsizing, downsizing, or relocating, the following steps can help you avoid common pitfalls and keep the sale progressing smoothly. 1. Obtain a professional valuation Before listing your property, it’s crucial […]

Business Property Relief is changing in 2026 – What business owners need to know

Financial adviser discussing succession planning with a farmer inside an agricultural building.

From 6 April 2026, the rules for Business Property Relief (BPR) will change. For many business owners this could alter how much of the business can be passed on free of Inheritance Tax (IHT). BPR has long been one of the most valuable tax reliefs available to entrepreneurs, helping families pass down trading businesses without […]

Equine Law: Why every co-owner needs an agreement

Owning a horse with someone else can be a wonderful experience, but without a clear, written agreement, even the best partnerships can sour. Horses are a big commitment, and it’s common for co-owners to start with the same vision, only to find differences emerge over time about how the horse is cared for, trained or […]

Why buy an annuity? A UK retirement income strategy

Older couple walking hand in hand on a beach at sunset, enjoying retirement.

For many people, retirement income planning is one of the most important financial decisions they will make. It’s not just about how much you’ve saved; it’s about making sure those savings last for the rest of your life. An annuity is one way to turn your pension pot into a reliable, predictable income. Once purchased, […]

Opportunities in the Cambridge-Oxford corridor development

Opportunities Cambridge-Oxford corridor

The Cambridge-Oxford Corridor offers a significant growth opportunity, with a range of positive and negative impacts on landowners. Understanding what is proposed, and getting involved early is key to securing the best outcomes. Growth ahead: What landowners need to know The government’s March 2024 report, A Case for Cambridge proposed the development of 150,000 new […]