How inflation impacts your finances

Following a sustained period of historically low inflation, the recent upsurge in price pressures has vividly highlighted the impact inflation can wreak on people’s finances. A sharp rise in the cost of living effectively takes a large chunk out of the purchasing power of money and thereby erodes the real value of cash savings. It […]

Can schools ban sausage rolls? Understanding healthy eating policies in schools

A primary school in Bradford found itself under fire from some parents who have called the school’s new healthy eating policy “ridiculous.” The school banned items such as sausage rolls, pork pies and squash from packed lunch boxes in a bid to encourage healthy living at an early age. The policy is a whole school policy impacting […]

Use your will to save inheritance tax

The question of how to structure your will is a complex one involving consideration of a range of different factors.  Married couples with significant assets should consider the option of using an appropriate will trust on first death due to the tax planning opportunities available. What is the inheritance tax nil rate band? The inheritance […]

Will trusts can help you protect your loved ones

Trusts often get bad press, being portrayed by some as vehicles to help the super-rich to avoid tax. While trusts can legitimately save tax for many people (most of whom are not super-rich!) their purpose is often to protect the position of loved ones. Making a will involves consideration of many different factors and you […]

Use your will to protect your business from inheritance tax

People with assets that qualify for business property relief (BPR) or agricultural property relief (APR) can often save significant amounts of inheritance tax with appropriately structured wills. BPR and APR offer valuable inheritance tax relief for qualifying assets. In some cases, only one of the reliefs applies; in others, both may be available. What is […]