Business Property Relief is changing in 2026 – What business owners need to know
From 6 April 2026, the rules for Business Property Relief (BPR) will change. For many business owners this could alter
Ensure the stability and continuity of your business. If a key owner or shareholder dies or becomes critically ill we can help you.
Business protection, also known as key personnel protection, is having an insurance policy in place to cover the cost of replacing a key person in the event of their death or long-term illness.
Your key people are essential to the financial success of your business, and losing their expertise can have a serious effect on its future success.
These are business owners, key shareholders, directors or highly skilled employees who makes a significant financial contribution to your business.
Business of all sizes should consider assessing their need for business protection. With forward planning you can reduce the risk of impact on your business. We will guide you through the process of selected the cover appropriate to your needs by looking at the key person’s contribution to the business. We will help you safeguard your business by making sure you have the right plans in place.
The team at Tees is exceptional when it comes to corporate and commercial. Their tenacity and understanding of our business were excellent, as well as their understanding of a commercial deal that was not always straightforward.
Our expert independent insurance and financial advisers can help with a range of issues around key person protection including:
Our business protection experts are independent financial advisers who work in-house alongside our legal teams.
Tees is a top-tier Legal 500 firm, and our employment and litigation teams can help you protect your business and employees long-term future.
Our legal and financial teams work closely together to ensure a joined-up first rate service for all our clients to meet all your business protection planning and implementation needs.
Our independent financial advisers work as part of a bigger Wealth Management team.Â
If you’d like to meet one of our business protection experts for a confidential, no obligation chat, please get in touch.
We have offices across Cambridgeshire, Essex and Hertfordshire, but we can help you wherever you are in England and Wales.
The financial services provided on this page are by Tees Financial Limited, authorised and regulated by the Financial Conduct Authority.Â
Our legal services are authorised and regulated by the Solicitors Regulation Authority.
From 6 April 2026, the rules for Business Property Relief (BPR) will change. For many business owners this could alter
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If you’d like to meet one of our experts for a confidential, no obligation chat, please get in touch.
