Equity Release

Your home can be a source of readily available wealth to help you achieve your financial goals.

Release the equity in your home - talk to our independent financial experts

What is equity release and how can it help me?

Equity release is a specialist type of mortgage, provided mainly for people over 55, which uses the equity tied up in your property. Whether you want to help family members with school fees, or get them onto the property ladder, move to a larger property yourself, pay off debt or simply have more readily available cash for a better lifestyle, equity release is a means of doing this.

Expert advice is crucial when you consider equity release

When considering whether to unlock equity in your home, it’s important to get the best independent advice to see if equity release is the right choice for you, and if so, to select the right product from the many available on the market. We will listen to what you want to achieve and clearly explain all the options to help you understand future financial implications.

Advice you can trust from Tees

Equity release is complex, and if you take out a plan, make sure it’s with a lender approved by the Equity Release Council. Our equity release advisers, Toni Chalmers-Smith and Catherine Banks, have both been approved by the Equity Release Council.

Entrusting the accumulated wealth of a lifetime’s endeavours is one of the most important decisions a person makes. Our experience with Tees allows us to feel confident that our money is in safe hands.

Legal 500 UK, 2025

The areas our equity release advisers can help you with include:

Lump sum equity release plans
Drawdown equity release – equity as a regular income
Lump sum and drawdown combined plans
Equity release impact on tax and pensions
Equity release impact on benefits

Key people

Jane Doe

Partner

Jane Doe

Partner

Jane Doe

Partner

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Frequently asked questions

The answers to many of your questions can be found here, please get in touch for further information.

I have been told my property has development potential. What do I do?

If you’ve been contacted by a developer or a land promoter regarding a potential development to your property, you may wish to consider granting an option agreement or a promotion agreement. An option agreement is made between the landowner and the developer, where it is intended that the developer will apply for planning permission and requires an option to buy the property. A land promotion agreement is used where a developer agrees to apply for planning permission and will market the property for sale on the open market once planning permission has been obtained. This is usually in return for a proportion of the net sale proceeds. The law on this is very complex and you will need specialist advice.

Contact us today

If you’d like to meet one of our experts for a confidential, no obligation chat, please get in touch.

Telephone

0800 013 1165

Office locations
Bishop’s Stortford
Brentwood
Cambridge
Chelmsford
North Herts
Saffron Walden

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All legal services provided by Tees are regulated by the Solicitors Regulation Authority. Tees is a trading name of Stanley Tee LLP is authorised and regulated by the Solicitors Regulation Authority (SRA Number 464615) and is registered in England and Wales number OC327874.

All financial services provided by Tees are regulated by the Financial Conduct Authority. Tees and Tees Wealth are trading names of Tees Financial Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales number 4342506. Registered office address Tees House, 95 London Road, Bishop’s Stortford CM23 3GW.

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