How the Terminally Ill Adults (End of Life) Bill could affect employment rights
The Terminally Ill Adults (End of Life) Bill, currently progressing through the UK Parliament, has prompted important legal, ethical and practical discussions. The proposed legislation would allow terminally ill adults with a prognosis of six months or fewer to request and receive medical assistance to end their lives, subject to strict safeguards including assessments by […]
Terminally Ill Adults (End of Life) Bill – understanding your medical choices
The Terminally Ill Adults (End of Life) Bill (“the Bill”) is a proposed piece of legislation currently making its way through Parliament. If passed, it would introduce a legal route for terminally ill adults to seek medical help to end their life in specific circumstances. What does the Bill allow? In simple terms, the Bill […]
Five steps to take before selling your home
Selling your home is a significant decision which deserves careful planning and preparation to ensure the process is as smooth and successful as possible. Whether you’re upsizing, downsizing, or relocating, the following steps can help you avoid common pitfalls and keep the sale progressing smoothly. 1. Obtain a professional valuation Before listing your property, it’s crucial […]
Business Property Relief is changing in 2026 – What business owners need to know
From 6 April 2026, the rules for Business Property Relief (BPR) will change. For many business owners this could alter how much of the business can be passed on free of Inheritance Tax (IHT). BPR has long been one of the most valuable tax reliefs available to entrepreneurs, helping families pass down trading businesses without […]
Why buy an annuity? A UK retirement income strategy
For many people, retirement income planning is one of the most important financial decisions they will make. It’s not just about how much you’ve saved; it’s about making sure those savings last for the rest of your life. An annuity is one way to turn your pension pot into a reliable, predictable income. Once purchased, […]
Your guide to planning your business exit
Planning your business exit might not appear as exciting as building it, but it is just as important. A clear and well-prepared exit strategy ensures you maximise the value of what you’ve built. At Tees we can help you explore your options. Your goals Before you even think about “how” you want to exit, you […]
Medway NHS Foundation Trust ENT delays: NHS Trust apology highlights risk of delayed diagnosis
On 1 July 2025, I received a call from Darent Valley Hospital asking if I still needed an ENT referral. The surprising part? That referral had been made by my GP more than three years ago, back in 2022. I had moved away from Kent in the intervening period but was fortunate that my issue […]
The Leeds Reforms: A new era for savers and investors
The UK Government is taking big steps to reshape financial services through the Leeds Reforms – a package of regulatory updates aimed at making investment more accessible, saving more rewarding, and financial decision-making less daunting. These reforms are all about helping people make smarter financial decisions. They aim to reduce regulatory burden, attract investment, boost […]
The cost of hindsight: What retirees wish they’d known about their financial future
As a financial adviser, I often sit down with clients who are already retired. Many are referred to us by friends or family who’ve had a better experience — one that included professional advice, clear planning, and a real strategy for later life. These conversations often highlight what retirees wish they’d known about their financial […]
A pattern of concern: Lessons from the GMC’s findings on Dr Olanrewaju Atiba at Lister Hospital
In April 2025, the General Medical Council (GMC) imposed restrictions on the medical practice of Dr Olanrewaju Emmanuel Atiba, an obstetrician at the Lister Hospital in Stevenage. This followed a prolonged period of concern regarding his clinical decision-making and care of patients during childbirth. The concerns were not isolated. According to the GMC, there was […]
Fewer divorces, more financial battles: Why couples are heading back to court
While divorce figures in England and Wales are at their lowest in over 50 years, the number of couples fighting over finances in family courts is climbing steeply. Divorce rates continue to decline In 2022, there were just 80,057 divorces in England and Wales—the lowest total since 1971, a drop of nearly 30% from the […]
Sole directors and model articles – are they fit for purpose?
If you are the sole director of a company using Model Articles of Association, recent case law highlights the importance of reviewing whether your company’s constitutional documents are fit for purpose. Over the past few years, courts have considered whether the standard Model Articles, often adopted without amendment, are suitable for companies with one director. […]
